Contact & Legal

Contact

System

Harmonia^©, a proprietary system of Swissdacs GmbH

Head office

Swissdacs GmbH · Appenzell, Switzerland

Austria

Swissdacs GmbH · Höchst, Austria

info(at)swissdacs.com

Web

www.harmonia.engineering · www.swissdacs.com

Partnership

ITFA · International Trade and Forfaiting Association

Swissdacs GmbH (Austria) is a member of ITFA · www.itfa.org

I.P. · Intellectual Property

Harmonia^© and Structured Loss Absorption (S.L.A.^©), together with the underlying methodology, are proprietary, trade-secret and copyright-protected technical engineering systems of Swissdacs GmbH (Switzerland/Austria). Protected under Swiss law (Art. 162 StGB; trade-secret protection, SR 241.5), Austrian law (§§ 26–30 UWG) and EU law (Art. 2 Directive (EU) 2016/943).

Disclaimer

The content of this website is provided for general information only. It constitutes neither an offer nor a solicitation, and no advice of any kind, including insurance, investment, legal, accounting or tax advice. Use of this website creates no client or intermediary relationship. Insurance mediation is carried out exclusively by the registered entities of Swissdacs GmbH in Switzerland and Austria, within the scope of their respective registrations.

The content has been prepared with care, but is provided without warranty as to completeness, accuracy or timeliness, and may change without notice. Swissdacs GmbH accepts no liability for decisions taken on the basis of this website, nor for the content of external sites linked from it.

All content, structures, wordings and methods presented on this website, including Harmonia^© and Structured Loss Absorption (S.L.A.^©), are proprietary to Swissdacs GmbH. Reproduction, extraction or automated harvesting, in whole or in part, is not permitted without prior written consent. © Swissdacs GmbH.

Imprint

FINMA · CH

Reg. no. F01046817 · Alfredo Spadaro F01061003

GISA · AT

No. 23040182 (Bezirkshauptmannschaft Bregenz)

Firmenbuch

FN 429983d

Operator: Swissdacs GmbH, an insurance intermediary registered in Switzerland and Austria. Switzerland (head office): Weissbadstrasse 1, 9050 Appenzell · UID CHE-440.377.967 · untied insurance intermediary, FINMA register no. F01046817 (since 16 Dec 2014). Austria: Bonigstraße 15, 6973 Höchst · Firmenbuch FN 429983d · GISA no. 23040182 (BH Bregenz) · insurance broker & adviser per § 94 Z 76 GewO 1994, with EU/EEA passporting. Managing director: Alfredo Spadaro. Contact: info(at)swissdacs.com. © Swissdacs GmbH.

Privacy

This site sets no cookies and builds no advertising or cross-site profiles, and collects no personal data through any form. For aggregate traffic measurement it uses Cloudflare Web Analytics, a privacy-first, cookieless service that records page views and performance only in aggregate, without tracking or identifying individual visitors. Standard web-server logs (including IP addresses) may be processed by the hosting and analytics provider (Cloudflare) for security, operation and aggregate statistics on the basis of legitimate interest (Art. 6(1)(f) GDPR; Swiss FADP / revDSG). No personal data is shared or sold. Controller: Swissdacs GmbH — data-protection rights under the EU GDPR and the Swiss FADP can be exercised with the controller.